485 Mansfield Ave. Pittsburgh, PA 15205 Phone: 412-922-8222 Fax: 412-922-1588 
Business Hours: M-F 8:30 am - 4:30 pm EST info@hurstweiss.com 
Hurst Weiss Insurance & Investments
Household Inventory A Record of Your Worth Your homeowners insurance provides coverage for the contents of your home, up to a limit which you have selected with your policy. In the event of a total loss, you would be expected to provide a list of all of your personal property that was damaged, along with its estimated value. If a loss occurred today, would you be able to compile such a list? Would you trust yourself to remember every item in your home, and the approximate value of each item? If you’re like most people, it would be difficult. That’s why we have developed this Household Inventory brochure. It’s a simple fill-in-the-blank worksheet that takes minutes to complete but could save you hours of frustration if you ever have a loss. Determining the Value of Your Belongings The standard homeowners policy is designed and priced to cover the Actual Cash Value of your Personal Property- that is, the replacement cost less depreciation for age and use or condition. How-ever for extra protection, you may choose to have Replacement Cost Coverage on Contents added to your policy. For an additional low cost, Replacement Cost Coverage provides for the repair or replacement of your personal property- regardless of depreciation. When entering the “Values” on your inventory, you should use either the Actual Cash Value or Replacement Cost- depending on the coverage provided by your policy. If unsure whether you have Replacement Cost Coverage, check your policy, or give us a call. If you would like to add this coverage, we ask that you please contact us. The Easy Way to Complete Your Inventory First, use this form to list the items you own, along with what you consider their value (either Actual Cash Value or Replacement Value, depending on your coverage). By grouping your belongings by the rooms in which they are located, you’ll be less likely to overlook something. Next, total the values for each room and enter the information under the appropriate headings on the inventory form. (Better do it in pencil so it’s easy to revise in later years.) When everything is listed, add up the values to arrive at a “grand total” figure. Then, check your homeowners policy with your insurance agent to make sure your present coverage is adequate to protect you in case of a major loss. If your “grand total” figure is greater than the Coverage limit you currently have on your homeowners policy, you will need to increase your coverage. A Picture is Worth a Thousand Words Although it’s not required, we encourage you to take photos of some of the property you list in your Household Inventory. In particular, photos of higher valued and unusual items, such as antiques, are extremely helpful when it comes to settling a loss. The photos should be identified and stored along with your completed form. You might also consider videotaping these items and storing the tape with your Household Inventory form! When You’ve Completed Your Inventory Keep a copy around the house if you’d like, but make sure your original Household Inventory is put in a safe place- either in your safe deposit box, or filed with your insurance agent. (To avoid loss of your inventory, be sure not to store it on your premises.) Then once a year, recheck it. What new items have been added to the Household? How have the cash values changed? How does the protection of your Homeowners policy measure up against inflation? With the help of your insurance agent, make sure your home and its contents are insured-to-value…that your coverage is increasing at a rate equal to the rate of inflation, or that you have a Guaranteed Replacement policy. Completing Your Household Inventory · Jot down the items and their value in each room (don’t forget the closets and storage areas.) · Itemize the contents of the spaces above.
Household Inventory VALUE This inventory lists the household goods and  Living Room…………………………..________ personal property of: Dining Room………………………….________ Name  Kitchen, Utility Room…………………________ Address__________________________ Family/Activity Room, Den………….________ City______________________________ Bathrooms…………………………….________ State_____________________________ Attic, Storage Room, Garage……….________ Zip Code_________________________ Master Bedroom………………………________ Date of Inventory___________________ Bedroom #2……………………………________ Revised__________________________ Bedroom #3……………………………________ Revised__________________________ Bedroom #4……………………………________ Personal Effects-Family…………….._________ Personal Effects-Woman……………_________ Personal Effects-Man………………._________ Personal Effects-Girl(s)…………….._________ Personal Effects-Boy(s)…………….._________ TOTAL………………………………..__________
LIVING ROOM Books Rugs, Draperies Musical Instruments Television Paintings, Pictures, Art Objects, Decorative Accessories Furniture, Misc: Chairs & Sofas; Tables & Lamps, Mirrors & Clocks Air Conditioner (room) Stereo System VCR, DVD, movies Records, Tapes, Compact Discs DINING ROOM ATTIC, STORAGE ROOM, GARAGE Chairs, Tables, Buffet Draperies, Rugs China, Glassware Silverware and Pewter Linens Paintings, Pictures, Art Objects FAMILY, ACITIVITIES ROOM, DEN Piano, Musical Instruments Television Stereo System Records, Tapes Compact Discs Books Air Conditioner (room) VCR, DVD, movies Telephone, Answering Machine Computer, Software Sewing Machine PERSONAL EFFECTS-FAMILY Cameras, Films, Projection Equipment Firearms Fishing Equipment Golf Clubs Bicycles Exercise Equipment PERSONAL EFFECTS-WOMAN Outerwear(coats, gloves) Clothing Shoes and Slippers Undergarments Nightgowns, Housecoats, Hosiery Jewelry, Watch-Itemized PERSONAL EFFECTS-MAN Outwear (coats, gloves) Clothing Shoes and Socks Pajamas, Robes, Underwear Jewelry, Watch-Itemized MASTER BEDROOM Bedding (Blankets, Comforters, Covers, Pillows, Springs & Mattress) Rugs, Draperies Bed, Chest, Dressing Table Television, Stereo, VCR, DVD Tables, Lamps and Chairs Mirrors and Clocks Paintings, Pictures, Art Objects Air Conditioner (Room) Telephone BEDROOM #2 Bedding (Blankets, Comforters, Covers, Pillows, Springs & Mattress) Rugs, Draperies Bed, Chest, Dressing Table Television, Stereo, VCR, DVD Tables, Lamps and Chairs Mirrors and Clocks Paintings, Pictures, Art Objects Air Conditioner (Room) Telephone
KITCHEN Chairs, Tables, Stools Draperies, Rugs Dishes, Glassware Refrigerator Range (Not built in) Dishwasher (Not built in) Washing Machine Dryer Microwave Oven Electrical Appliances (vacuum, coffeemaker, food processor, etc.) Kitchen Equipment (foodstuffs, supplies, cutlery, utensils, etc) Telephone, answering machine
ATTIC, STORAGE ROOM, GARAGE Luggage, Trunks Porch and Garden Furniture Lawnmower, Hand Tools Garden Hose Wheelbarrow Fertilizer, Seeds, Sprays, etc. Christmas Decorations Miscellaneous Articles Snow Blower Sports Equipment-Itemize
BATHROOMS Bath Mats, Rugs, Draperies, Shower Curtain Medicine Cabinet Contents Linens and Towels Electrical Appliances (hair dryers, curling irons, shavers)
PERSONAL EFFECTS-GIRL(S) Outwear (coats, gloves) Clothing and Accessories Shoes and Slippers Undergarments Nightgowns, Housecoats, Hosiery Jewelry, Watch, Misc Portable CD Player, I-Pod CDs
PERSONAL EFFECTS-BOY(S) Outwear (coats, gloves) Clothing Shoes and Socks Pajamas, Robes, Underwear Jewelry, Watch, Misc Portable CD Player, I-Pod CDs
BEDROOM #3 Bedding (Blankets, Comforters, Covers, Pillows, Springs & Mattress) Rugs, Draperies Bed, Chest, Dressing Table Television, Stereo, VCR, DVD Tables, Lamps and Chairs Mirrors and Clocks Paintings, Pictures, Art Objects Air Conditioner (Room) Telephone
BEDROOM #4 Bedding (Blankets, Comforters, Covers, Pillows, Springs & Mattress) Rugs, Draperies Bed, Chest, Dressing Table Television, Stereo, VCR, DVD Tables, Lamps and Chairs Mirrors and Clocks Paintings, Pictures, Art Objects Air Conditioner (Room) Telephone
THIS PAMPHLET DESCRIBES POLICY AND REPLACEMENT COST ENDORSEMENT IN GENERAL TERMS. FOR SPECIFIC COVERAGE DETAILS AND TERMS, REFER TO THE POLICY/ENDORSEMENT ITSELF OR CALL YOUR AGENT.
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Every effort has been made to insure all products are updated with current information. However features, specifications change. Hurst-Weiss Insurance & Investment reserves the right to change these without incurring any liability. Content Jan. 2012 Hurst-Weiss All rights reserved
JustinTyme Productions
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485 Mansfield Ave. Pittsburgh, PA 15205 Phone: 412-922-8222 Fax: 412-922-1588
Business Hours: M-F 8:30 am - 4:30 pm EST info@hurstweiss.com 
Household Inventory A Record of Your Worth Your homeowners insurance provides coverage for the contents of your home, up to a limit which you have selected with your policy. In the event of a total loss, you would be expected to provide a list of all of your personal property that was damaged, along with its estimated value. If a loss occurred today, would you be able to compile such a list? Would you trust yourself to remember every item in your home, and the approximate value of each item? If you’re like most people, it would be difficult. That’s why we have developed this Household Inventory brochure. It’s a simple fill-in-the-blank worksheet that takes minutes to complete but could save you hours of frustration if you ever have a loss. Determining the Value of Your Belongings The standard homeowners policy is designed and priced to cover the Actual Cash Value of your Personal Property- that is, the replacement cost less depreciation for age and use or condition. How-ever for extra protection, you may choose to have Replacement Cost Coverage on Contents added to your policy. For an additional low cost, Replacement Cost Coverage provides for the repair or replacement of your personal property-regardless of depreciation. When entering the “Values” on your inventory, you should use either the Actual Cash Value or Replacement Cost- depending on the coverage provided by your policy. If unsure whether you have Replacement Cost Coverage, check your policy, or give us a call. If you would like to add this coverage, we ask that you please contact us. The Easy Way to Complete Your Inventory First, use this form to list the items you own, along with what you consider their value (either Actual Cash Value or Replacement Value, depending on your coverage). By grouping your belongings by the rooms in which they are located, you’ll be less likely to overlook something. Next, total the values for each room and enter the information under the appropriate headings on the inventory form. (Better do it in pencil so it’s easy to revise in later years.) When everything is listed, add up the values to arrive at a “grand total” figure. Then, check your homeowners policy with your insurance agent to make sure your present coverage is adequate to protect you in case of a major loss. If your “grand total” figure is greater than the Coverage limit you currently have on your homeowners policy, you will need to increase your coverage. A Picture is Worth a Thousand Words Although it’s not required, we encourage you to take photos of some of the property you list in your Household Inventory. In particular, photos of higher valued and unusual items, such as antiques, are extremely helpful when it comes to settling a loss. The photos should be identified and stored along with your completed form. You might also consider videotaping these items and storing the tape with your Household Inventory form! When You’ve Completed Your Inventory Keep a copy around the house if you’d like, but make sure your original Household Inventory is put in a safe place- either in your safe deposit box, or filed with your insurance agent. (To avoid loss of your inventory, be sure not to store it on your premises.) Then once a year, recheck it. What new items have been added to the Household? How have the cash values changed? How does the protection of your Homeowners policy measure up against inflation? With the help of your insurance agent, make sure your home and its contents are insured-to- value…that your coverage is increasing at a rate equal to the rate of inflation, or that you have a Guaranteed Replacement policy. Completing Your Household Inventory · Jot down the items and their value in each room (don’t forget the closets and storage areas.) · Itemize the contents of the spaces above. · Total cash value contained in each room . . . or for each member of the family.
Household Inventory A Record of Your Worth Your homeowners insurance provides coverage for the contents of your home, up to a limit which you have selected with your policy. In the event of a total loss, you would be expected to provide a list of all of your personal property that was damaged, along with its estimated value. If a loss occurred today, would you be able to compile such a list? Would you trust yourself to remember every item in your home, and the approximate value of each item? If you’re like most people, it would be difficult. That’s why we have developed this Household Inventory brochure. It’s a simple fill-in-the-blank worksheet that takes minutes to complete but could save you hours of frustration if you ever have a loss. Determining the Value of Your Belongings The standard homeowners policy is designed and priced to cover the Actual Cash Value of your Personal Property- that is, the replacement cost less depreciation for age and use or condition. How-ever for extra protection, you may choose to have Replacement Cost Coverage on Contents added to your policy. For an additional low cost, Replacement Cost Coverage provides for the repair or replacement of your personal property-regardless of depreciation. When entering the “Values” on your inventory, you should use either the Actual Cash Value or Replacement Cost- depending on the coverage provided by your policy. If unsure whether you have Replacement Cost Coverage, check your policy, or give us a call. If you would like to add this coverage, we ask that you please contact us. The Easy Way to Complete Your Inventory First, use this form to list the items you own, along with what you consider their value (either Actual Cash Value or Replacement Value, depending on your coverage). By grouping your belongings by the rooms in which they are located, you’ll be less likely to overlook something. Next, total the values for each room and enter the information under the appropriate headings on the inventory form. (Better do it in pencil so it’s easy to revise in later years.) When everything is listed, add up the values to arrive at a “grand total” figure. Then, check your homeowners policy with your insurance agent to make sure your present coverage is adequate to protect you in case of a major loss. If your “grand total” figure is greater than the Coverage limit you currently have on your homeowners policy, you will need to increase your coverage. A Picture is Worth a Thousand Words Although it’s not required, we encourage you to take photos of some of the property you list in your Household Inventory. In particular, photos of higher valued and unusual items, such as antiques, are extremely helpful when it comes to settling a loss. The photos should be identified and stored along with your completed form. You might also consider videotaping these items and storing the tape with your Household Inventory form! When You’ve Completed Your Inventory Keep a copy around the house if you’d like, but make sure your original Household Inventory is put in a safe place- either in your safe deposit box, or filed with your insurance agent. (To avoid loss of your inventory, be sure not to store it on your premises.) Then once a year, recheck it. What new items have been added to the Household? How have the cash values changed? How does the protection of your Homeowners policy measure up against inflation? With the help of your insurance agent, make sure your home and its contents are insured-to- value…that your coverage is increasing at a rate equal to the rate of inflation, or that you have a Guaranteed Replacement policy. Completing Your Household Inventory · Jot down the items and their value in each room (don’t forget the closets and storage areas.) · Itemize the contents of the spaces above. · Total cash value contained in each room . . . or for each member of the family.
  |  Home  |   About Hurst-Weiss  |   Client Services  |   Investment Services  |   Request A Quote  |   Reports  |   Contact Us  |   Common Cent$  |   Mike's Insight  |  

Every effort has been made to insure all products are updated with current information. However features, specifications change. Hurst-Weiss Insurance & Investment reserves the right to change these without incurring any liability. Content Jan. 2012 Hurst-Weiss All rights reserved

JustinTyme Productions
Household Inventory A Record of Your Worth Your homeowners insurance provides coverage for the contents of your home, up to a limit which you have selected with your policy. In the event of a total loss, you would be expected to provide a list of all of your personal property that was damaged, along with its estimated value. If a loss occurred today, would you be able to compile such a list? Would you trust yourself to remember every item in your home, and the approximate value of each item? If you’re like most people, it would be difficult. That’s why we have developed this Household Inventory brochure. It’s a simple fill-in-the-blank worksheet that takes minutes to complete but could save you hours of frustration if you ever have a loss. Determining the Value of Your Belongings The standard homeowners policy is designed and priced to cover the Actual Cash Value of your Personal Property- that is, the replacement cost less depreciation for age and use or condition. How-ever for extra protection, you may choose to have Replacement Cost Coverage on Contents added to your policy. For an additional low cost, Replacement Cost Coverage provides for the repair or replacement of your personal property-regardless of depreciation. When entering the “Values” on your inventory, you should use either the Actual Cash Value or Replacement Cost- depending on the coverage provided by your policy. If unsure whether you have Replacement Cost Coverage, check your policy, or give us a call. If you would like to add this coverage, we ask that you please contact us. The Easy Way to Complete Your Inventory First, use this form to list the items you own, along with what you consider their value (either Actual Cash Value or Replacement Value, depending on your coverage). By grouping your belongings by the rooms in which they are located, you’ll be less likely to overlook something. Next, total the values for each room and enter the information under the appropriate headings on the inventory form. (Better do it in pencil so it’s easy to revise in later years.) When everything is listed, add up the values to arrive at a “grand total” figure. Then, check your homeowners policy with your insurance agent to make sure your present coverage is adequate to protect you in case of a major loss. If your “grand total” figure is greater than the Coverage limit you currently have on your homeowners policy, you will need to increase your coverage. A Picture is Worth a Thousand Words Although it’s not required, we encourage you to take photos of some of the property you list in your Household Inventory. In particular, photos of higher valued and unusual items, such as antiques, are extremely helpful when it comes to settling a loss. The photos should be identified and stored along with your completed form. You might also consider videotaping these items and storing the tape with your Household Inventory form! When You’ve Completed Your Inventory Keep a copy around the house if you’d like, but make sure your original Household Inventory is put in a safe place- either in your safe deposit box, or filed with your insurance agent. (To avoid loss of your inventory, be sure not to store it on your premises.) Then once a year, recheck it. What new items have been added to the Household? How have the cash values changed? How does the protection of your Homeowners policy measure up against inflation? With the help of your insurance agent, make sure your home and its contents are insured-to-value…that your coverage is increasing at a rate equal to the rate of inflation, or that you have a Guaranteed Replacement policy. Completing Your Household Inventory · Jot down the items and their value in each room (don’t forget the closets and storage areas.) · Itemize the contents of the spaces above.
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485 Mansfield Ave. Pittsburgh, PA 15205 Phone: 412-922-8222 Fax: 412-922-1588
Business Hours: M-F 8:30 am - 4:30 pm EST info@hurstweiss.com 
Hurst Weiss Insurance & Investments
  |  Home  |   About Hurst-Weiss  |   Client Services  |   Investment Services  |   Request A Quote  |   Reports  |   Contact Us  |   Common Cent$  |   Mike's Insight  |  

Every effort has been made to insure all products are updated with current information. However features, specifications change. Hurst-Weiss Insurance & Investment reserves the right to change these without incurring any liability. Content Jan. 2012 Hurst-Weiss All rights reserved

JustinTyme Productions