485 Mansfield Ave. Pittsburgh, PA 15205 Phone: 412-922-8222 Fax: 412-922-1588 
Business Hours: M-F 8:30 am - 4:30 pm EST info@hurstweiss.com 
Hurst Weiss Insurance & Investments
Bodily Injury Liability (Sometimes referred to as BI)   Property Damage Liability (Sometimes referred to as PD) Medical Payments (Each Person Limit)   Uninsured/Underinsured Motorist (Sometimes referred to as UM and UIM)   Full Tort Option   Limited Tort Option   Stacking   Comprehensive   Collision or Upset   Towing Labor Costs   Rental Reimbursement 
Pays when you are legally liable for injury or death caused by your vehicle. Legal fees, bail bonds & court costs are also included. Pays up to the first limit for each person & up to the second limit, maximum, for all persons injured or killed in any accident when you are legally liable. Some policies are “combined single limit” or CSL which means Bodily Injury and Property Damage are all in one single limit, $ 100,000 Single Limit means the maximum coverage available for any one accident is $ 100,000 including Both BI and PD.   Pays when you are legally liable for damage to the property of others caused by your vehicle. Pays medical, dental & hospital expenses for you, household relatives and guest passengers injured in a motor vehicle accident. Also protects you and household relatives in other vehicles or if struck as pedestrians. Pays damages that you, household relatives and passengers in your insured motor vehicle are legally entitled to recover because of bodily injury or death caused by uninsured, hit and run motor vehicles and underinsured (defendants with lower liability coverage than those damages suffered by you) motorists. Your choice of tort option has a direct affect in your ability to recover damages. The selection of the Full Tort Option form of Bodily Injury Liability, Uninsured/Underinsured Motorists coverage provides an unrestricted right to seek financial compensation for injuries caused by other drivers. Financial compensation is allowed for all medical and other out-of-pocket expenses, including compensation for pain and suffering and other non-monetary damages as a result of injuries caused by other drivers. The selection of the Limited Tort Option allows for a reduction in premium costs in exchange for limitations on recovery rights. Recovery for all medical and other out-of-pocket expenses are allowed but pain and suffering or other nonmonetary damages are prohibited unless injuries fall within the definition of “serious injury”. When you have more than one vehicle you have the option of “stacking” your UM/UIM limits of liability, increasing the limit by the number of vehicles in the household. For example, if you have a $ 35,000 UM/UIM limit with 3 vehicles stacked, your total limit of liability would be $ 105,000.  Pays for damage to Your vehicle caused by fire, theft, vandalism, hail, windstorm, riot, falling objects, flood, deer, etc. The deductible applies to all damage. Comprehensive does not pay for collision or upset.   Pays for loss or damage to Your vehicle caused by collision with another object or by upset of the vehicle. Payments are made on an actual cash value basis for the amount of each loss less your deductible. Pays up to the limit on your policy for each claim for towing your vehicle and any labor costs at the place of disablement. Does Not pay for parts or subsequent repair costs. Coverage is available on autos insured for collision and/or comprehensive perils. It reimburses you for a set amount per day and occurrence limit for the expense of renting a substitute vehicle when your auto is disabled by a covered loss. There is no coverage extended for the lost income to the rental car company while the vehicle is being repaired. The rental car company will charge you for that expense.
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Every effort has been made to insure all products are updated with current information. However features, specifications change. Hurst-Weiss Insurance & Investment reserves the right to change these without incurring any liability. Content Jan. 2012 Hurst-Weiss All rights reserved
JustinTyme Productions
Automobile Insurance Coverage
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485 Mansfield Ave. Pittsburgh, PA 15205 Phone: 412-922-8222 Fax: 412-922-1588
Business Hours: M-F 8:30 am - 4:30 pm EST info@hurstweiss.com 
Automobile Insurance Coverage
  |  Home  |   About Hurst-Weiss  |   Client Services  |   Investment Services  |   Request A Quote  |   Reports  |   Contact Us  |   Common Cent$  |   Mike's Insight  |  

Every effort has been made to insure all products are updated with current information. However features, specifications change. Hurst-Weiss Insurance & Investment reserves the right to change these without incurring any liability. Content Jan. 2012 Hurst-Weiss All rights reserved

JustinTyme Productions
Automobile Insurance Coverage
twitter twitter Facebook Facebook Linkedin
485 Mansfield Ave. Pittsburgh, PA 15205 Phone: 412-922-8222 Fax: 412-922-1588
Business Hours: M-F 8:30 am - 4:30 pm EST info@hurstweiss.com 
Hurst Weiss Insurance & Investments
  |  Home  |   About Hurst-Weiss  |   Client Services  |   Investment Services  |   Request A Quote  |   Reports  |   Contact Us  |   Common Cent$  |   Mike's Insight  |  

Every effort has been made to insure all products are updated with current information. However features, specifications change. Hurst-Weiss Insurance & Investment reserves the right to change these without incurring any liability. Content Jan. 2012 Hurst-Weiss All rights reserved

JustinTyme Productions